Questions You May Be Considering

Are you considering or experiencing the following issues related to your pension or profit sharing plan?

• Do you have an independent investment consultant?
• Do you understand the layers of fees that your participants may be incurring?
• Are all of your providers disclosing their fees and how they are compensated?
• Are you dissatisfied with your current administrative services or investment choices?
• Is an insurance company involved with your plan?
• Does your plan utilize “B” or “C” class shares of funds, which typically implies higher fees?
• Are your plan assets held in a single fund family?
• Are you in need of an investment policy statement?
• Does your plan have more than $1 million in assets?
• Are you in the process of requesting plan proposals?

We will assess your current investment program, fees, objectives, risk tolerance, and time horizon that meets the needs of you and plan participants while following an investment process that complies with fiduciary procedures mandated by the Department of Labor and ERISA.