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Managing the cost of your employee health and welfare benefits starts with identifying your short-and long-term priorities and understanding the most effective cost management strategies.

We provide the tools and guidance to find solutions that meet your organization’s budget and benefit plan administrative needs. We support you with expertise that includes benchmarking, vendor selection and evaluation, plan financing and operating costs, plan design, and wellness programs.

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Our clients say

One key example of a cost saving strategy that PMGBA has introduced is financing via a group captive. Unfortunately for many business owners, when health premiums go up, they are either forced to absorb the costs or pass them to employees – whereas with this option, we have been able to keep our costs flat over the last three years. We have worked together to manage the true cost of health care rather than just focusing on 12-month premium rates.

Mike Lilla President, International Mold Corporation

Our Team

We operate independently from any benefit provider. This means you can be confident our advice is not influenced by vendor/carrier incentives. Our customized, client-centric approach delivers compliant, cost-effective benefit strategies that meet the unique needs of each employer and their employees.