Plante Moran Financial Advisors’ Institutional Investment Consulting team provides plan sponsors with experienced, independent, and objective consulting necessary to effectively fulfill fiduciary duties and engage and enrich plan participants. Our defined contribution plan expertise includes: 401k, 403(b), 457 and 401(a) plans.
To optimize your defined contribution retirement plan, we’ll act as your point person, guiding you through all phases of the plan management process. Our holistic approach to client service includes: benchmarking of your current retirement plan; evaluation and selection of third-party administration services and fees; creation and implementation of a unique investment menu to offer participants education, enrollment, reporting, and more.
Investing your organization’s assets
Wealth Management news and events
How technology can transform your business
Productivity & performance
Navigating changing regulations
Defined Contribution Plans Thought Leadership
A strategic view to maximize returnsInvestment committee members must understand each and every underlying investment, not only on a stand-alone basis, but also the role each investment plays within the context of the total portfolio in shaping overall investment strategy.
Endowments should rethink the 5 percent ruleFor decades, most endowments and foundations have lived by the five percent payout rule, safe in knowing that such prudent spending safeguarded their financial health.
Plan sponsors should beware the managed account default optionThe world of 401(k) and 403(b) retirement plan sponsors has been somewhat nightmarish in recent years, marked by countless lawsuits over fees paid by participants for investment services. Now, those hoping to avoid being the next company in the headlines for the wrong reason are having to undertake a comprehensive audit of every fee charged to participants.
Fiduciary best practices: A few ways plan sponsors can reduce litigation exposureRecent lawsuits have highlighted the need for plan sponsors to understand appropriate fiduciary processes and best practices. Three areas that have been attacked in these lawsuits include: excessive fees, the use of money market vs. stable value options, and target date funds.
Areas of Focus
Our Institutional Investment Team
The greatest value we provide to clients is our team of professionals. We enter into each relationship with the intention of serving as a trusted advisor to our clients’ executives, boards, committee members, and owners and know earning that level of trust requires a very personal, customized, and consistent service approach.
With a work environment that attracts and retains top talent, our approach provides a measure of continuity within service teams and helps ensure that clients are served by professionals who know them and their unique situation. Please reach out today to begin a conversation about your organization’s goals.