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2027 HSA and HDHP limits are here: What’s changing

The IRS has announced increased HSA and HDHP limits for 2027. Learn more about the new HSA contribution limits and revised HDHP deductibles and out-of-pocket maximums.

The IRS has announced the inflation-adjusted limits for health savings accounts (HSAs) and high-deductible health plans (HDHPs). These updates include the maximum HSA contribution limit, the minimum deductible amount for HDHPs, and the maximum out-of-pocket expense limit for HDHPs.

The new HSA contribution limits are effective Jan. 1, 2027, while the adjusted HDHP cost-sharing limits apply to plan years beginning on or after that date.

Our latest bulletin provides an overview of the changes and outlines key action steps for employers. Download the full bulletin to learn more.

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This Compliance Update is not intended to be exhaustive, nor should any discussion or opinions be construed as legal advice. Readers should contact legal counsel for legal advice.

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