When the Federal Reserve cuts interest rates, the effects ripple far beyond Wall Street. From past rate-cutting cycles, we’ve learned that income-focused trusts can struggle when interest rates are low, while flexible structures and proactive planning thrive.
For trusts and their beneficiaries, low interest rates reshape investment returns, distribution strategies, and the planning opportunities available to families. For estate planners and trust administrators, understanding these dynamics is key to guiding clients effectively.
