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Benefits advisor sharing information about 2026 HSA and HDHP limits with their client.
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Benefits bulletin: What you need to know about 2026 HSA and HDHP limits

May 23, 2025 / 3 min read

The IRS has announced new HSA and HDHP limits for 2026. Learn more about the new higher contribution limits for HSAs and revised deductibles and out-of-pocket expenses for HDHPs.

The IRS has announced the inflation-adjusted limits for health savings accounts (HSAs) and high-deductible health plans (HDHPs). These adjustments include the maximum HSA contribution limit, the minimum deductible amount for HDHPs, and the maximum out-of-pocket expense limit for HDHPs.

The new HSA contribution limits will be effective from Jan. 1, 2026, while the adjusted HDHP cost-sharing limits will apply to plan years starting on or after the same date.

Our latest bulletin includes an overview of the increased contribution limits and breakdown what action steps employees should be taking, as well important dates. Download the full bulletin to read more.

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